Privacy Policy

By: office / 18/01/2024

General Terms

These “Privacy Policy” relate to how you use our website https://leormfinance.com (hereinafter also referred to as the/ this “Website”) and any sub-domains and/ or services that may be attached to it and any links we provide to other websites.

The information available on this Website is not intended to provide professional advice and should not be relied upon as such. Viewers are advised to obtain appropriate professional advice where necessary.

While we apply every effort to ensure the accuracy of the information provided on this Website, neither LEORM OÜ nor its staff take any responsibility for the accuracy of the information provided and the use of such information is at your sole discretion and risk. All of the products and services provided by LEORM OÜ are subject to the legislation in force in Estonia.

Nothing contained on this Website constitutes investment, legal, tax or other advice. You should obtain relevant and specific professional advice before making any investment decision.

All products and services offered on this Website are subject to the general and specific terms and conditions of use, printed copies of which may be obtained from any branch of LEORM OÜ which should be read by anybody who intends to subscribe to them.

Persons accessing these pages from jurisdictions other than Estonia should be aware that their local legislation may restrict their eligibility to some or all of the products and services promoted on this Website.

Data Handling

Personal Data

“Personal Data” is data that identifies an individual, including but not limited to

Name
Email address

The data we collect

We collect and process your personal data mainly to provide you with access to our services and products, and to help us improve same.

We may collect personal data about you from different sources, data including the following:

data given to us directly by yourself
data collected automatically when you use our Website,
data collected from other publicly available sources
data about your device, such as manufacturer, operating system, CPU, RAM, browser type and language;
broad location data;
data we collect with cookies and similar technologies;
details of orders;
data to fight fraud and data required by anti-money-laundering provisions;

data for advertising and analytics purposes, so we can provide you a better service;
your messages to the Website (such as chat logs and user support tickets) any feedback you submitted about your experience with us;
other data you choose to give us.

Data we share

Your personal data may be disclosed to or exchanged with all employees of LEORM OÜ and its subsidiaries, and their consultants, associates and agents. We do not share personal data with companies, organisations and individuals outside of LEORM OÜ unless one of the following circumstances applies:

With your consent – We will share personal data with companies, organisations or individuals outside of LEORM OÜ when we have your consent to do so.
For external processing – We provide personal data to trusted businesses or persons to whom we may outsource certain functions from time to time, in order to provide you with the products or services you have requested, and in compliance with our
Privacy Notice and any other appropriate confidentiality and security measures
For legal reasons – We will share personal data with companies, organisations or individuals outside of LEORM ÖU if we have a good- faith belief that access, use, preservation or disclosure of the data is reasonably necessary to:

meet any applicable law, regulation, legal process or enforceable governmental request
enforce applicable terms of service, including investigation of potential violations
detect, prevent, or otherwise address fraud
protect against harm to the rights, property or safety of LEORM OÜ , our users or the public as required or permitted by law.

We may share non-personally identifiable data publicly. For example, we may share data publicly to show trends to about the general use of our services .

Scam emails

While LEORM OÜ may from time to time send emails to its current and prospective customers, we will never ask you to disclose any of your personal or security details by email. Where possible, we will include certain basic information about you in any email correspondence in order to conﬁrm the genuineness thereof. In the event that you receive emails that purport to originate from LEORM OÜ asking you to disclose all or some of your security information, you are strongly advised not to disclose any such information or to click on any links included in such emails. If you receive an email from any person purporting to be from or connected with LEORM OÜ and asking you to ‘verify your account’, ‘conﬁrm your sign-in details’, or a similarly worded request, this would certainly be a scam and you are strongly advised not to follow any such instructions/ requests.

If you are ever in doubt about whether an email is genuine, do not click on its links or open any attachments, but please forward i t to us at info@leormfinance.com While we will not be able to reply individually, kindly be assured that we do investigate every email to make sure that the appropriate authorities are informed of any misuse of the internet and that the necessary action is taken whenever necessary.

GDPR

Certain pages of the website which provide speciﬁc services may request personal data. In all cases, this personal data will only be processed for the purpose of delivering the service, in accordance with applicable local and EU legislation on data protection including the ‘General Data Protection Regulation’ – GDPR, Regulation (EU) 2016/679. This Privacy Policy covers only the LEORM OÜ website www.leormfinance.com. Any links within the website to other websites are not covered by this privacy statement.

Information from Third Parties

This Website may include reports, analysis or information from third parties. LEORM OÜ accepts no responsibility or liability for the accuracy of such material. No third party is permitted to link to this Website or any part of it without obtaining the prior written consent of the duly authorised representative/s of LEORM OÜ reserves the right to modify, suspend or discontinue, temporarily or permanently, this Website or any part of it or any service that may be provided through it, with or without notice, at any time. You agree that LEORM OÜ shall not be liable to you or to any third party for any such modiﬁcation, suspension or discontinuance of this Website.

Industrial Property and Copyright

This Website is the property of LEORM OÜ. The copyrights and operating and reproduction rights of this Website, its pages, screens, the information they contain, their appearance and design and the hyperlinks from it to other websites of any company belonging to the same group of companies of which LEORM OÜ forms part are the exclusive property of LEORM OÜ, unless otherwise specified. All the names, designs and/ or logotypes which comprise this website are duly registered trademarks. Any undue use thereof by a person other than their legitimate owner may be prosecuted in accordance with current legislation. The copyrights and trademark rights of third parties are suitably highlighted and must be respected by anyone accessing this website. The contents may be downloaded and any page on this Website copied or printed for personal and private use only. It is prohibited to reproduce, transmit, modify or delete the information, content or notices on this Website without the prior written authorisation of LEORM OÜ.

Rights and responsibility of users

User’s responsibility is to ensure that all Personal Data submitted to us are correct. We may maintain the accuracy and completeness of Personal Data and keep the data up to date.

To the extent required by the applicable law, you may have:

right to access your Personal Data, including receiving a copy thereof;
right of rectification of your Personal Data;
right of erasure (only in cases foreseen by GDPR) of your Personal Data;
right to object or restrict the processing of Personal Data;
right to withdraw your consent – applicable to the situations when your Personal Data are processed based on your consent. Remember that withdrawal of your consent does not impact on lawfulness of processing before such withdrawal;
right to Personal Data portability, i.e. to receive your Personal Data from us in a structured, commonly used and machine-readable format and have the right to transmit those data to another controller without hindrance from the controller to which the personal data have been provided, provided that the Personal Data are processed based on a consent or in order to perform ours services.

Cookies

Cookies are small pieces of data that the site transfers to the user’s computer hard drive when the user visits the website. We use cookies to facilitate and improve your experience of our website and to improve our products and services. This website makes limited use of cookies and consequently, for any further information, you are being guided to visit our Cookies Policy.

Governing Law

This Privacy Policy is governed by and construed in accordance with the laws of the Estonia and relevant EU legislation. In the event of any conflict between this Policy and applicable laws and regulations, the latter shall prevail.

Validity

This Policy shall be deemed effective as of 11.09.2023 and valid until the upcoming modification. In our website you can always find the latest version.

Feedback

Any comments or suggestions that you may have and which may contribute to a better quality of service will be welcome and greatly appreciated.